SYLLABUS
DIGITALISATION OF BANKING
Class: II B.COM MODEL II FINANCE & TAXATION
Programme Code: SCPS/COM/DB/2022-23
DURATION:36 HOURS
Course Contents
MODULE 1
Digitalisation of Banking: Introduction to Banking, Introduction to Digital Banking, need and importance of Digital Banking, Channels of Digital Banking, Digital Banking Products: Introduction and need for Digital Banking Products Mobile Banking: Overview and brief history of Mobile Banking, Product features & diversity of Mobile Banking, Immediate Payment Service (IMPS), Risk Management & Frauds related to Mobile Banking, Benefits of providing Mobile Banking Services.(8 Hrs)
MODULE 2
Internet Banking: Overview and brief history of Internet Banking, its Products and their features, Types of Risks associated with Internet Banking.(8 Hrs)
MODULE 3
Cards: Overview of Cards and brief history of Cards, various types of Cards a bank provides to its customers. ATMs: Overview and brief history of Automated Teller Machines (ATM), ATM Network Planning such as Onsite & Offsite, Security & Surveillance of ATM sites, Benefits of installing ATMs, Risk Management and Frauds related to ATMs. (10 Hrs)
MODULE 4
Cash Deposit Machines: Overview and brief history of CDM, CDM Network Planning such as Onsite or Offsite, Benefits of CDMs, Risk Management and Fraud.(5 Hrs)
MODULE 5
Payment Systems: Overview of Global Payment Systems, Overview of Domestic Payment Systems, RuPay & RuPay Secure, Immediate Payment Service – IMPS, National Unified USSD Platform i.eRTGS, NEFT, National Automated Clearing House (NACH), Aadhaar Enabled Payment System (AEPS) e-KYC. (5 Hrs)